Attention homeowners in Newport and Montgomery County: Get an Appraisal today!Here are the top 7 reasons Ohio homeowners need Genesis Appraisal Services:
We at Genesis Appraisal Services understand the particular needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at Genesis Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value opinion than yours.Challenge a property tax assessmentIf you live in a region that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Genesis Appraisal Services is your number one weapon when challenging your property tax assessment.Need to cancel PMI?An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We're experts in helping consumers just like you do away with unnecessary PMI insurance.HELOC recently frozen?Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Genesis Appraisal Services can help you reinstate your HELOC.Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for precision? Genesis Appraisal Services offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal you may have had done before. Even though most appraisal reviews are commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion. |
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